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Things You Should Know About Rent to Own Furniture

Also known as rental purchase, rent to own furniture is a kind of legally documented transaction where furniture is leased in exchange for a weekly or monthly payment. In this agreement, you have an option to buy the furniture in question based on the terms of the agreement in place. The best part about rent to own is that you can decide to buy this furniture through a hire purchase plan. The customer can terminate the agreement by simply returning the piece of furniture.

In rent to own, a consumer can choose to renew the lease on a weekly or monthly basis by making renewal payments. A customer could also terminate the whole agreement altogether with no further obligation by returning the piece of furniture. He or she can choose to make interval payments on the item for a certain period of time even though he or she is not obligated to do so.

More often than not an alternative purchase option is provided whereby the consumer is allowed to pay off the remaining balance on the agreement at any point in time in order to obtain permanent ownership of the piece of furniture. If you think there are some features that are very important you, ensure that you include them in the agreement. Make a list of the things that matter to you before you negotiate the agreement.
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Many consumers choose to engage in rent to own acquisition of furniture because of the lack of a credit check. Other reasons include the ability to obtain pieces of furniture they otherwise could not, and the convenience and flexibility of the rent to own transaction. The terms of the agreement must suit everyone’s needs before you acquire the furniture through rent to own.
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Rent to own is completely different from the traditional means of owning furniture which calls for paying the full amount before you are allowed to take the furniture home. During the period you will be paying the rent to own fees, your furniture will be delivered, assembled, and repaired at no extra cost. Not only will you be getting the best furniture through this method, you will be getting it without extra fees.

If you feel that the furniture you have rented is not exactly what you want, you can easily take it back to the shop. Most rent to own centers have a tendency to pick furniture that customers have decided they are no longer in need of. There are also cash options offered in certain number of months while into the rental agreement.